Better Credit Card Processing Rates

RezCollect is the optimal credit card processing solution for your camping resort, JetPay Merchant Services has been able to provide the required support in the real-time / rapid response payments module (RezCollect) that makes transactions between you and your customers more convenient.

The average operator's current effective rate (total fees divided by total Visa/MC sales) came to over 3.00% - significantly higher than should be - with in some cases as much as 60 percent of transactions not qualifying at optimal interchange rates. All were paying higher fees than necessary, with additional rate surcharges of between .50% and .79% just from downgraded transactions.

JetPay was able to provide a platform where users can save between 10 and 20 percent or more on bankcard processing fees.

Why JetPay Merchant Services? Our business model unlike the hundreds of other organizations that sell "merchant accounts" is to act on YOUR behalf as pertains to matters of rules, regulations, and compliance (the true drivers of your payment acceptance costs), and to provide the means to reduce, and/or eliminate unnecessary surcharges and downgrade fees.

Few understand that mitigating bankcard acceptance costs - and risk - to the greatest possible extent, is now almost entirely a function of transaction record compliance with Association (Visa & MasterCard) criteria that applies to the interchange rate program for a given merchant type, a given acceptance environment and a given transaction mix. (Translation: if passing all required data and if correctly formatted, a transaction qualifies for the lower (incentive) interchange rate...and exception items/chargebacks are reduced).

OPTIMAL INTERCHANGE RATE QUALIFICATION (on a per transaction basis) is the primary means available to allow any bankcard merchant to mitigate cost and risk on sales to the greatest possible extent.

The fact is about 95% of a merchant's monthly processing fees generate from interchange and discount fees. JetPay merchant accounts receive the benefit of "pass-through" pricing whereby actual Visa/MC interchange and assessment costs are passed-through without markups or holdbacks, with only flat, fixed, discount rates and/or items fees charged for authorization, clearing, and account management services.

By combining a solution to transaction downgrades along with reduced interchange and discount fees - you can expect an estimated 10 to 20 percent reduction in merchant fees.

Start saving money on your credit card processing fees with real-time, online credit card.